Totalling the truck out is probably what they'll consider since repair costs are pretty high and the truck isn't a late model. But you can buy it back from them at a discount (or so I've been informed) and do the repairs yourself by taking advantage of "Pull-A-Part" or other salvage yards in your area. Just go online to find the same or similar vehicle on their yard, take your tools and/or a battery op impact gun and snatch all the parts you need. Then go home and repeat in reverse order. I've had to "reconstruct" mine before - just time and energy. Oh, and thanks to whoever came up with YouTube!!!